Turn the commercial clients you can't write into income.
Send us the commercial business you can't place and keep 50% of the commission. And when personal & auto business comes our way, we'll send it to you. A real partnership — not a lead sale.
50/50
Commission split — you keep 50% on every line
$1–2K
Added income per month, at ~$0 acquisition cost
$300–500
Commission on each commercial ask you'd otherwise turn away
A dead end becomes a payday.
For small personal & auto brokerages: turn the commercial walk-ins you can't serve into commission and goodwill — backed by Harper, the brokerage that actually places the coverage.
Forward the client you can't write
A commercial walk-in you can't place? Forward the email. That's the whole ask — no portals, no paperwork, no new workflow.
We place the coverage
Harper quotes and binds across every commercial line — GL, property, workers' comp, commercial auto, and more. White-glove placement; your client is in expert hands.
You get paid — and we send work your way
Your client is covered — here's the certificate, and here's your 50%. And when personal & auto business comes our way, we'll send it to you.
Keep 50%. Send nothing but a forward.
Small brokerages lose face telling a commercial client “we can't help you” — with nowhere good to send them. Harper Partners turns those dead ends into income and pride: now you can say “our partner handles these.” And when personal & auto business comes our way, we'll send it to you, too.
- Keep 50% of the commission — 50/50 split
- Every commercial line, not just hard-to-place risks
- When personal & auto business comes our way, we send it to you
- Your personal-lines book stays yours — in writing
- Free to join — you only pay on bind
Alvarez Family Insurance
✓ Paid on bindCommercial referral · placed by Harper
Tracked per partner · no-poach guaranteed
The honest answers.
- Do I need a commercial license?
- To share commission, yes — commission-share is available to appropriately licensed partners only. If you're not licensed for commercial lines, you can still send us business as a referral source and receive a flat per-referral fee where permitted by law. Either way, the client you couldn't serve gets taken care of.
- Will you poach my personal-lines clients?
- No — your personal-lines book stays yours, in writing. We're here only for the commercial business you can't write. And when personal & auto business comes our way, we'll send it to you, too.
- Which commercial lines can I send?
- All of them. General liability, property, workers' comp, commercial auto, BOPs, professional and management liability — every commercial line, not just the hard-to-place risks. If a walk-in needs commercial coverage you don't write, forward it.
- How and when do I get paid?
- You keep 50% of the commission on every policy we bind from your referral. It's tracked per partner and paid on bind — no waiting on vague “pipeline” promises. Licensed partners share commission; unlicensed sources receive flat per-referral fees.
- What does it cost to join?
- Nothing. Free to join, and you only ever earn — you pay nothing out of pocket. Your acquisition cost on this new income is essentially $0, because these are clients you were already losing.
Stop losing clients you were never going to keep.
Join Harper Partners and turn the commercial business you can't write into steady income — and when personal & auto business comes our way, we'll send it to you. It takes two minutes to start.
Georgia brokerages are onboarding first. Commission-share is for licensed partners; unlicensed sources receive flat per-referral fees where permitted by law.